My
Projects

In response to slow progress in improving health service delivery, the Government of Nigeria requested World Bank support in testing performance-based financing (PBF) and decentralized facility financing (DFF) as part of the Nigeria State Health Investment Project (NSHIP). PBF provides funding directly to health facilities based on the quantity and quality of services they deliver. Funds are transferred electronically to each facility’s bank account and they have substantial autonomy in how they use the funds. Up to half the funds can be used to pay performance bonuses to staff. Supervision was substantially strengthened. DFF was similar to PBF except that facility earnings were NOT based on the quantity and quality of services they delivered, they could not pay performance bonuses to health workers and the amount they received was, by design, half the amount earned by PBF facilities. Along with its attempts at improving service delivery through PBF and DFF, NSHIP also aims at strengthening institutional performance by using disbursement linked incentives (DLI) to the states and local governments on an annual basis. For example, local governments are rewarded for strengthening supervision of health facilities and publishing their annual budgets. States are rewarded for implementing PBF, and for increasing immunization coverage. States and LGAs are reimbursed for their eligible expenditure programs upon achievement of institutional performance outputs through the DLI approach.

Eight years ago, Zenith Bank, a leading financial institution in Nigeria, expanded its operations to include retail banking, as part of its strategy to maintain market dominance and stay ahead of its competitors. With the support of its marketing team, the bank has achieved significant success in this endeavor. According to the bank's financial report, its gross earnings increased by 24% in the current year, compared to 17% in the previous year 2022. As a member of the team that contributed to this impressive growth, I am proud to have been recognized and rewarded for my efforts. This achievement is a testament to Zenith Bank's commitment to excellence and innovation in the highly competitive banking industry.

After completing high school in 2012, life followed its natural course, leading my classmates and me in different directions. Some of us relocated to new cities, while others pursued higher education or started their own businesses. However, despite the various obstacles we encountered, I recognized the power of collaboration and decided to connect with a few of my former classmates through a WhatsApp group. This group provided a platform for us to share experiences and support one another.

In 2018, we organized our first gathering where we developed by-laws to guide us in working together more effectively and strengthening our bond. Our collective efforts towards maintaining the group's cohesiveness have since yielded positive results, reinforcing the importance of cooperation and teamwork in achieving common goals.